instant-usd

A program of fintech-sandbox, 1 version, newest first.

Version 1Latest
Effective from 01 Jan 2026, 00:00:00 UTC, published 10 Oct 2026, 16:39:32 UTC
Pays in
USDC
From vault
sandbox
Base rate
0%
Holding period
0 days
Monthly budget
None
Exclusions
0 MCCs, 0 merchants
instant: 2%
The published version, as stored
{
  "book": {
    "vaultId": "sandbox",
    "integratorId": "fintech-sandbox"
  },
  "caps": {
    "categories": []
  },
  "asset": "USDC",
  "tiers": [],
  "version": 1,
  "baseRate": 0,
  "campaigns": [],
  "programId": "instant-usd",
  "categories": [
    {
      "id": "instant",
      "mccs": [
        "5999"
      ]
    }
  ],
  "exclusions": {
    "mccs": [],
    "merchants": []
  },
  "categoryRates": [
    {
      "rate": 200,
      "categoryId": "instant"
    }
  ],
  "effectiveFrom": "2026-01-01T00:00:00.000Z",
  "merchantRates": [],
  "holdingPeriodDays": 0
}
Monthly budget used
What all rewards together count, per calendar month (spec 03). A refund or rejection takes its share back.
No reward has counted towards this program's budget yet.